Do I receive interest on my account with Saxo? Updated May 14, 2019 09:24 Account Interest (Retail) Interest on your main account is calculated on the Net Free Equity and interest on your sub- accounts is calculated on the account value.We shall pay interest or charge interest to your account based on the following calculation: Your account will not be eligible for credit interest if the positive Net Free Equity and/or Account Value is equal to or less than EUR 15,000 (or currency equivalent). For positive Net Free Equity above EUR 15,000, credit interest paid on the full amount on the account is the higher of market bid rates minus 3 % and zero. For Negative Net Free Equity the interest will be charged at market ask rates plus 8 %, however never less than 8 %. Any applicable credit or debit interest will be accrued daily and settled within seven business days following the end of each calendar month. Please, refer to Commissions, Charges and Margin Schedule on our web page for additional information.